C70 T5 Gt Group 17 Ins WTF!!!!

**Liddo** · Monday 27th February 2006, 17:03

Just changed my insurance from the S70 T5 to the C70 T5, and they want ANOTHER £45 per year, cos the C is a Group 17

My Scoob was a 17 FFS

Is my insurance company ripping me off???? My renewal is due in July!!

**SaffronC70** · Monday 27th February 2006, 17:05

figure this out, I wanted an S40 T4, but couldn't get insured on it. No problems on the C70 though !

Chris

**BlackBeast** · Monday 27th February 2006, 17:07

http://www.parkers.co.uk/choosing/sp...&model_id=1058

**aeroresh** · Monday 27th February 2006, 17:33

This insurance group thing doesnt mean alot Ive found.

For instance My Jag XKR which is insurance group 20 costs £200 a year less to insure than my Overfinched' Range Rover which is group 16 I think.

However my £7k S60 with mods costs the same to insure as a £70k Range Rover.

All policies have max no claims on them

**Liddo** · Monday 27th February 2006, 18:47

Originally Posted by BlackBeast

http://www.parkers.co.uk/choosing/sp...&model_id=1058

So according to Parkers, it IS a group 16!!! What a rip off! I did tell em its the same bleedin car underneath, but he said "the coupes must have more insurance claims against them" I said "just cos Wobbley Dave pretends to be a Squadron Leader, doesnt mean my insurance should go up!!!

I shall be consulting confused.com tomorrow, whilst in work obviously

**After_Shock** · Monday 27th February 2006, 19:37

Insurance are correct unfortunetely, C70 T5 Group 16, T5 GT group 17, not sure why but they are, maybes the extra cost of the cars new but the premium does go up alot.

When I was 19 ended up with a T5 instead of the GT due to the £350 difference in insurance costs!

**Liddo** · Monday 27th February 2006, 19:51

Originally Posted by After_Shock

Insurance are correct unfortunetely, C70 T5 Group 16, T5 GT group 17, not sure why but they are, maybes the extra cost of the cars new but the premium does go up alot.

When I was 19 ended up with a T5 instead of the GT due to the £350 difference in insurance costs!

DOH!

Thanks for the info. Still gonna check round for a better deal though, as Im 38 and paying 650-700 fully comp with 7yrs NCB

**mikej** · Monday 27th February 2006, 19:59

Bloody hell Liddo £650-£700 you must be doing something wrong somewhere thats more than twice what i was paying 40yrs & 8yrs ncd (Norwich union) maybe living in skem has something to do with it lol

**Engineer** · Monday 27th February 2006, 20:10

Story time, dude with a new BMW Mini Turbo Diesel 19 years old 1 year NCB £1500 Fully Com. Same dude with a similar petrol powered Pug 3 years old £2500 FC. Why? which car gets totalled more often? IMHO its all about the risk factor. The quote's were real last year down south.

**Azza** · Monday 27th February 2006, 20:19

Defintely over the odds Liddo, i'm 28, full no claims, and i'm only paying £450ish...

And that's with Admiral, who i thought might be pricey. They've even ok'ed my premium to cover my car when i get it Rica'd, obviously at an increase..

Azza

**Liddo** · Monday 27th February 2006, 21:09

Im fully protected (condoms etc

), plus only £250 excess, but still, Im an old duffa FFS. Gonna try Tesco's and ASDA again. Im with A-Plan at the mo, only because they were cheap on my Uk Impreza.

£450 I could deal with

**mikej** · Monday 27th February 2006, 21:28

None of these insurance companies make any fikin sense these days check this out my old car ex-plod s70 t5 value approx £2000 , fully comp £240 40yrs & max ncd.New car 2.3 galaxy value £7500 Insurance same price.Wifes old car MK1 golf cabrolet value £2500 full comp £600 ,39yrs full ncd her new car 307HDI value £7000 + new insurance £230. I mean WTF? i may opt for a db9 next it will proberly be cheaper again lol.

**After_Shock** · Monday 27th February 2006, 23:43

Liddo you tried elephant? Im now 22 with them, 3 years NCB and paying £640 on a C70 T5.

**markt4** · Tuesday 28th February 2006, 07:54

our lasses insurance has gone down to £360 (was £300 but that was without travelling to work in it) s40 t4 4 yrs ncb and 30 yr old...was £600 last year

**Liddo** · Tuesday 28th February 2006, 08:07

Originally Posted by After_Shock

Liddo you tried elephant? Im now 22 with them, 3 years NCB and paying £640 on a C70 T5.

I will be now mate, cheers for that

**Liddo** · Tuesday 28th February 2006, 08:35

RAC seem ££££ing great!!!!! What a bargain

Will be ringing them in July

Car quoted VOLVO C70 T5 GT 1997-2002 2319cc COUPE Manual Petrol
Search date 28/02/2006 Protected NCB Yes Years NCB 9

COMPANY PRICE EXCESS
RAC £358.00 £220 +£18.00 extra available by phone
Norwich Union Direct £384.00 £370 +£18.00 extra 1x £69.12 + 10x £34.56
Kwik-Fit Insurance £596.12 £600 +£30.00 included
Endsleigh £617.69 included included 1x £123.54 + 11x 51.09
AA £620.03 ? included included available by phone
Direct Choice £620.91 £600 +£17.00 included 1x £93.27 + 10x £62.00
Admiral £626.85 £350 included included available by phone
Local Broker £627.76 £420 +£20.00 included available by phone

**Redbrick** · Tuesday 28th February 2006, 09:12

Are you declaring your mods? That's the problem I have with all of these companys- they don't want to know once I say its had a re-map, new turbo, new exhaust etc etc!

**siamblue** · Tuesday 28th February 2006, 09:57

Originally Posted by Redbrick

Are you declaring your mods? That's the problem I have with all of these companys- they don't want to know once I say its had a re-map, new turbo, new exhaust etc etc!

Same here Redbrick Admiral did allow a few mods though,

Gary.

**Azza** · Tuesday 28th February 2006, 10:14

I don't think Liddo's got any mods, although i could be wrong, i'm with Admiral too, how much extra did thet quote you for your mods ?

They have an "increased BHP" category i think that allows up to 25% increase ? They quoted me around an extra £230 or something for my remaining 10months on my policy, how does that compare ?

Azza

**siamblue** · Tuesday 28th February 2006, 10:28

Originally Posted by Azza

I don't think Liddo's got any mods, although i could be wrong, i'm with Admiral too, how much extra did thet quote you for your mods ?

They have an "increased BHP" category i think that allows up to 25% increase ? They quoted me around an extra £230 or something for my remaining 10months on my policy, how does that compare ?

Azza

another £250 on top of £500. I went with Adrian Flux in the end.