A car can will be written off if the cost of repair in addition to the salvage value (damaged value) is close to or over the pre accident value. It's not just a case of repair cost and car pre accident value. e.g. Pre accident value £4000 salvage value £2000+repair cost £2000 = £4000 . (not indicating the worth of your vehicle here)
Might be worth trying to get them to write it off, giving you the £7,500 and either finding one that has not been smashed (easier said then done), or buying back and arranging the repair yourself.
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